I. INTRODUCTION

This page includes all the Compilations of the generosity comparisons for the 130 or so colleges analyzed in this website for the last five years. I outlined my methodology on the previous page, but you should be aware of five important facts now:

1. All of these examples are for comparison purposes only. The input data for our sample families will not exactly match your family's economic data even if you have that income, so your Net Price Calculator results will not be the same as the results shown. As always, do your own data to get truly accurate results for your family.

2. The standard of error for NPC's is 3%, or about $1,500 per year. This means that you should think of schools with results that are within that standard of error as equally generous.

3. Think of these Compilations as "forty-nine state" versions, where all Tuition and Fee data are for non-resident applicants. So, these examples are as accurate as I can make them for schools located in all the states of the Union EXCEPT YOUR HOME STATE. The results for publicly-funded schools - and sometimes some private schools - in your home state will probably be much better than shown, and I give some glaring examples below.

4. Unless merit-based aid is noted in the "Total Grants" column, all aid shown is need-based. This means that the college assumes all admitted students to be "equally meritorious", and all aid is based on financial need only.

5. Remember that student loans aren't financial aid, they're a way to defer the payment of a present cost to a later time while paying an interest fee for that privilege. So, no loans are shown as aid anywhere in the American College Generosity website, and all the results in these Compilations are loan-free.

You should also know that the $60K Compilations are based on a family with an Adjusted Gross Income of $60,000 per year, about the same as the median household incomes for the states of California, Colorado, Illinois, Minnesota, New York, Washington, and a number of others. And the $40K Compilations are based on a family with an Adjusted Gross Income of $40,000 per year, about the same as the median household incomes for a very large number of American cities.

Finally, please note that, negative "Remaining Balances" only occur when highly generous schools have an expectation of student earnings that is lower than the $5,000 annual amount we use as a guide. Negative Remaining Balances are not refunded to students or their parents.

This page includes all the Compilations of the generosity comparisons for the 130 or so colleges analyzed in this website for the last five years. I outlined my methodology on the previous page, but you should be aware of five important facts now:

1. All of these examples are for comparison purposes only. The input data for our sample families will not exactly match your family's economic data even if you have that income, so your Net Price Calculator results will not be the same as the results shown. As always, do your own data to get truly accurate results for your family.

2. The standard of error for NPC's is 3%, or about $1,500 per year. This means that you should think of schools with results that are within that standard of error as equally generous.

3. Think of these Compilations as "forty-nine state" versions, where all Tuition and Fee data are for non-resident applicants. So, these examples are as accurate as I can make them for schools located in all the states of the Union EXCEPT YOUR HOME STATE. The results for publicly-funded schools - and sometimes some private schools - in your home state will probably be much better than shown, and I give some glaring examples below.

4. Unless merit-based aid is noted in the "Total Grants" column, all aid shown is need-based. This means that the college assumes all admitted students to be "equally meritorious", and all aid is based on financial need only.

5. Remember that student loans aren't financial aid, they're a way to defer the payment of a present cost to a later time while paying an interest fee for that privilege. So, no loans are shown as aid anywhere in the American College Generosity website, and all the results in these Compilations are loan-free.

You should also know that the $60K Compilations are based on a family with an Adjusted Gross Income of $60,000 per year, about the same as the median household incomes for the states of California, Colorado, Illinois, Minnesota, New York, Washington, and a number of others. And the $40K Compilations are based on a family with an Adjusted Gross Income of $40,000 per year, about the same as the median household incomes for a very large number of American cities.

Finally, please note that, negative "Remaining Balances" only occur when highly generous schools have an expectation of student earnings that is lower than the $5,000 annual amount we use as a guide. Negative Remaining Balances are not refunded to students or their parents.

II. 2017/2018 Compilations

Here are my Compilations for the 2017/2018 school year. As in the 2016/2017 academic year, there are two types of Compilations. In the first, the target value in the right hand column is the Remaining Balance, the leftover amount for Mom and Dad to pay or for the student and parents to borrow.

The next type of Compilation has the same general layout as the first type, but now the target value is not the Remaining Balance to be paid or borrowed by the parents or student, but the amount of Expected Annual Loans. In this Compilation I make the assumption that my sample families will have to borrow any excess of the Remaining Balance over their Expected Family Contribution, and that sum is shown as the amount of Expected Annual Loans.

Please keep in mind that these Compilations include cost and aid data as established by the colleges' own Net Price Calculator programs for my sample families - not your family, and that these data are only for non-resident students. The improvement for in-state students at publicly funded state schools, and at private ones too in some states, is usually huge. As examples, the Remaining Balance for California residents at the $60K income level at UCLA is about $5,000 - or one tenth the amount for out-of-staters, and the Remaining Balance for Washington residents at that income level at the University of Washington is about the same $5,000 - or one eighth the amount for out-of-staters. So, the in-state Remaining Balances of $5,000 are the rough equivalents of the the Expected Family Contribution at that income, making them no-loan offers. But you will see that the Remaining Balances for out-of-staters at both schools result in anything but no-loan offers. Both of these examples show the value of doing your own data for each school that might interest you.

A. SOLVING FOR THE REMAINING BALANCE

Here is the Compilation for our $60K data set solving for the Remaining Balance:

Here are my Compilations for the 2017/2018 school year. As in the 2016/2017 academic year, there are two types of Compilations. In the first, the target value in the right hand column is the Remaining Balance, the leftover amount for Mom and Dad to pay or for the student and parents to borrow.

The next type of Compilation has the same general layout as the first type, but now the target value is not the Remaining Balance to be paid or borrowed by the parents or student, but the amount of Expected Annual Loans. In this Compilation I make the assumption that my sample families will have to borrow any excess of the Remaining Balance over their Expected Family Contribution, and that sum is shown as the amount of Expected Annual Loans.

Please keep in mind that these Compilations include cost and aid data as established by the colleges' own Net Price Calculator programs for my sample families - not your family, and that these data are only for non-resident students. The improvement for in-state students at publicly funded state schools, and at private ones too in some states, is usually huge. As examples, the Remaining Balance for California residents at the $60K income level at UCLA is about $5,000 - or one tenth the amount for out-of-staters, and the Remaining Balance for Washington residents at that income level at the University of Washington is about the same $5,000 - or one eighth the amount for out-of-staters. So, the in-state Remaining Balances of $5,000 are the rough equivalents of the the Expected Family Contribution at that income, making them no-loan offers. But you will see that the Remaining Balances for out-of-staters at both schools result in anything but no-loan offers. Both of these examples show the value of doing your own data for each school that might interest you.

A. SOLVING FOR THE REMAINING BALANCE

Here is the Compilation for our $60K data set solving for the Remaining Balance:

acg-2017-_60k-compilation.pdf | |

File Size: | 428 kb |

File Type: |

And here is the Compilation for our $40K data set solving for the Remaining Balance:

acg-2017-_40k-compilation.pdf | |

File Size: | 428 kb |

File Type: |

B. SOLVING FOR EXPECTED ANNUAL LOANS

*Where the Remaining Balance minus the Expected Family Contribution equals the Expected Annual Loans.*

Here is the Compilation for our $60K data set solving for Expected Annual Loans:

Here is the Compilation for our $60K data set solving for Expected Annual Loans:

acg-2017-_60k-expected_loan_compilation.pdf | |

File Size: | 417 kb |

File Type: |

And here is the Compilation for our $40K data set solving for Expected Annual Loans:

acg-2017-_40k-expected_loan_compilation.pdf | |

File Size: | 459 kb |

File Type: |

III. 2016/2017 COMPILATIONS

A. SOLVING FOR THE REMAINING BALANCE

Here is the Compilation for our $60K data set solving for the Remaining Balance:

Here is the Compilation for our $60K data set solving for the Remaining Balance:

2016-_60k-compilation.pdf | |

File Size: | 437 kb |

File Type: |

And here is the Compilation for our $40K data set solving for the Remaining Balance:

2016-_40k-compilation.pdf | |

File Size: | 437 kb |

File Type: |

B. SOLVING FOR EXPECTED ANNUAL LOANS

*Where the Remaining Balance minus the Expected Family Contribution equals the Expected Annual Loans.*

Here is the Compilation for our $60K data set solving for Expected Annual Loans:

Here is the Compilation for our $60K data set solving for Expected Annual Loans:

2016-_60k-expected_loan_compilation-2.pdf | |

File Size: | 418 kb |

File Type: |

And here is the Compilation for our $40K data set solving for Expected Annual Loans:

2016-_40k-expected_loan_compilation-2.pdf | |

File Size: | 417 kb |

File Type: |

IV. 2015/2016 COMPILATIONS

Here is the Compilation for our $60K data set solving for the Remaining Balance:

Here is the Compilation for our $60K data set solving for the Remaining Balance:

2015-_60k-compilation.pdf | |

File Size: | 433 kb |

File Type: |

And here is the Compilation for our $40K data set solving for the Remaining Balance:

2015-_40k-compilation.pdf | |

File Size: | 435 kb |

File Type: |

V. 2014/2015 COMPILATIONS

Here is the Compilation for our $60K data set solving for the Remaining Balance:

Here is the Compilation for our $60K data set solving for the Remaining Balance:

2014-_60k-compilation-6.pdf | |

File Size: | 384 kb |

File Type: |

And here is the Compilation for our $40K data set solving for the Remaining Balance:

2014-_40k-compilation-3.pdf | |

File Size: | 438 kb |

File Type: |

VI. 2013/2014 COMPILATIONS

Here is the Compilation for our $60K data set solving for the Remaining Balance:

Here is the Compilation for our $60K data set solving for the Remaining Balance:

2013__60k_compilation.pdf | |

File Size: | 344 kb |

File Type: |

And here is the Compilation for our $40K data set solving for the Remaining Balance:

2013__40k_compilation.pdf | |

File Size: | 330 kb |

File Type: |

Copyright 2018, Mark Warns, All Rights Reserved

acg_2017-2018_apples-to-apples_template.docx | |

File Size: | 18 kb |

File Type: | docx |

acg_2017-2018_family_npc_input_data.docx | |

File Size: | 48 kb |

File Type: | docx |

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