Tax Code Alert to Parents: You will learn in this site that the net cost of college educations for your children doesn't depend so much on the quality of the colleges where they apply as it depends on the generosity of those colleges. You will also learn that the opportunities available to good students at generous American colleges are truly incredible. And, at the bottom of this page, you will learn how the system of American college generosity began and grew. The benefit you and your children will derive from the system of American college generosity derives itself from the benefactors of those colleges, from the past gifts the alumni and others have given those schools. But the tax deductibility of future gifts to some American colleges, the ones with the most generous benefactors, is now under attack in Congress, so the amount of gifts to those schools will naturally be reduced. To illustrate the harm this could cause, let's consider the education of one American youth. Barack Obama began as bright kid from a lower income family in Hawaii. He benefited from the system of American college generosity by spending his first two college years at Occidental - a generous school in Los Angeles where the cost to his family was probably low, and his last two years at Columbia - an exceptionally generous school in New York City where the cost to his family was probably nothing at all. At Occidental and Columbia Barack Obama was surrounded by some of the brightest faculty - and brightest students - of his generation, people who helped him learn to think, who challenged him to grow his mind. But President Obama's opportunity was the result of the gifts of thousands of his fellow Americans, stretching back over two hundred years, whose goal was to make the dreams of kids like him come true. And today we need to tell our Senators and Congressmen that generous American colleges are a national treasure, and the generosity of their alumni and other benefactors should be encouraged, not discouraged.
The purpose of this website is to help middle and lower income American parents find truly affordable colleges for their children while minimizing their college debt. Although the techniques I developed for this site are equally effective for upper income families, my focus is on helping students who are eligible for Pell Grants - students from American families with household incomes less than about $70,000 per year - find affordable colleges. This site is about saving ON college, not saving FOR college. My goal is to help the dreams that middle and lower income American parents have for the educations of their children come true, within their realities as they exist today, using assets they already have. Although the techniques you will learn in this site are unique, my goal isn't, and you will find a great many individuals and organizations in America who equate their success with yours. At the outset, you need to hear and believe something you've never heard before. Finding colleges that will be truly affordable for you and your family is the easiest and most reliable aspect of an effective college search. The other aspects of an effective college search aren't that hard either, and they all need to be done, but our Congress passed a law in 2008 that made finding affordable colleges a piece of cake, and it's continued to be a piece of cake since that law became fully effective in 2011. We can call it the "Congressional Key to College Affordability"; and it's accurate, it's reliable, it's free, it gets you the information you need right now, and it's available from virtually all American colleges. The only problem is that your high school almost certainly didn't tell you, the people with the real "need to know", about this solution at all. You've never heard of the solution, so you've probably been stuck believing that you have a problem which, if you're willing do your part, has already been resolved. But that's about to change. You're about to learn skills that will change your lives and the lives of your students, and you'll be astonished by some of the affordable college opportunities available to your kids next year. Congratulations on finding this website, and welcome aboard!